Our mission: To lead and enable the growth and evolution of the credit union system in Ontario.

Credit Union Central of Ontario (Central) is the only organization in the province that provides a full range of operational and financial services to credit unions. Our strength comes from our membership: 154 credit unions in Ontario own and democratically control Central; and more than 1.2 million Ontarians are served by credit unions that are members of Central.

In partnership with its members, Central develops and delivers innovative products and services to ensure credit union strength, stability and growth.

Central's primary financial role is to maintain a large pool of funds, or liquidity pool, for its member credit unions. This liquidity arrangement means that a credit union member's deposits are backed by a larger organization and by the combined strength of a network of more than 600 affiliated credit unions in Canada. Each credit union has access to the liquidity pool to ensure the credit union has the cash flow to meet member needs.

Membership in Central has many advantages, including access to the innovative products, services and technologies that financial institutions require to retain and expand market share in a highly competitive marketplace. Member credit unions also benefit from Central's affiliation with national and international organizations, including the Canadian Payments Association and the INTERAC® network.

To learn more about Central and our role in the credit union system, please click here.